masterquote Car Insurance Policy Add-ons
Premier Plus Breakdown
masterquote insurance also offer Premier Plus Breakdown, provided by the RAC. One of the largest Breakdown and Recovery organisations in the UK, the RAC repair 81% of breakdowns at the roadside helping you on your way as quickly as possible.
For a one-off payment of just £80.00, masterquote’s full service product includes the following benefits:
- Home Start
If you’re unlucky enough to breakdown at home, the RAC will try to fix your vehicle immediately or take it to your local garage
- Local Recovery
Breakdown within 25 miles from your home address and the RAC will recover your vehicle and take it to your local garage
- Roadside Assistance
Your vehicle will be repaired at roadside or taken to a destination of the driver’s choice
- Journey Continuation
There are several options available to help you continue you on your journey including; roadside assistance, overnight accommodation for up to 4 passengers, 24hr car hire or refund for the cost of public transport.
- European Cover
If your car breaks down or is disabled as a result of an accident, the RAC will arrange; Emergency roadside assistance, Onward transportation - car hire or rail transport, up to the value of £750, or Overnight accommodation up to a maximum value of £400 (Based on a cost of £25 per person per night)
For exclusions to this cover please see our breakdown policy booklet
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Personal Accident
For your additional peace of mind masterquote are pleased to offer a competitive personal accident product, covering you and any passengers for incidents occurring in or around the insured vehicle.
A one-off payment of just £17.50 offers you a guaranteed payout regardless of any other policies in forces and covers the following:
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Accidental Death Loss of Limb(s) Loss of Eye(s) Permanent Total Disablement |
£10,000 up to £20,000 up to £20,000 up to £20,000 |
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Legal Protection
masterquote Motor Legal Protection will assist you in recovering losses not covered on your insurance policy for claims where you are not at fault.
For a one-off payment of just £26.00 you will receive up to £50,000 of legal cover, available for assistance with:
- Compensation for you and your passengers for personal injury and medical expenses
- Reclaim loss of earnings and travel costs
- Get back any excess that you have to pay
In addition, we operate a dedicated claims line meaning that you can rest assured we will be there to assist you 24 hours a day, 365 days of the year.
For exclusions to Legal Cover and Personal Accident please see our breakdown policy booklet
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Excess Recovery Cover
Recover your compulsory and voluntary excess from as little as £39.99 per year.
masterquote is delighted to offer this new and exciting cover. Get reimbursement for excess claims up to your annual cover level.
Three products are available:
Coverage limits (these optional limits are annual aggregate limits)
- £39.99 for up to £300 excess protection
- £44.99 for up to £500 excess protection
- £49.99 for up to £1000 excess protection
Having an accident is always a stressful time, have some peace of mind, knowing that you may claim your excess back once you have settled the claim or paid it to a repairer . In all instances you must pay the excess and submit a second claim for reimbursement.
Any claim against this policy must be notified within 31 days of your motor claim settlement, the claim must exceed the total policy excess and suitable evidence is provided that an excess has been paid or deducted. Claims for windscreen or glass are not included and any incidences that occurred prior to the start of this policy are not covered..
The above shows only a summary of the cover, terms and conditions for full details please see our policy booklet policy booklet
