Younger drivers 'could reduce car insurance'

Posted :03-07-2007

Not all young motorists are bad drivers and many could save on their car insurance premiums by choosing a specific policy, it was suggested today.

David Ross, senior relations manager at Norwich Union, discussed the company's Pay As You Drive scheme and said it could benefit younger people who drive safely and responsibly.

As a result, he continued, they could reduce car insurance costs by choosing where and when they want to get behind the wheel.

The policy, introduced last year, charges premiums on a mile-by-mile basis while also calculating costs based on when the car is driven.

For example, driving at night is considered to be more dangerous and would incur higher prices.

"Your bill is a bit like a phone bill," Mr Ross said. "It will give you a breakdown of where you drove, how many miles you drove and what time of day … we've seen people save a thousand pounds."

A number of traditional car insurance policies may also be of interest to younger motorists, as these often take into account the make and model of a car.

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