Providers view car insurance following offences 'in different ways'

Posted :05-11-2007

Car insurance renewal costs are approached in different ways by providers, the AA stated recently.

The financial services firm noted that some companies will ignore a first offence, while some will increase premiums.

Public relations manager for the AA Ian Crowder stated that no car insurance company, however, would ignore a second offence.

"If you've got a dangerous driving conviction, they will significantly increase your premium", he added.

Mr Crowder noted that the existing provider of insurance for a driver will probably stick with them following an offence, but if consumers were trying to switch, they may find that some firms may prefer not to give a quote.

He concluded by stating that this was particularly likely to happen if a road-user has a conviction for driving without due care and attention.

The most recent figures from the Home Office indicated that the number of motoring offences dealt with during 2003-04 was some 13.5 million, which is the largest number to date.


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