Ensure home insurance covers wedding gifts, says Abbey

Posted : 19-09-2007

Of the 28,000 people who were married in August, some may no longer be fully protected by their home insurance policy as their wedding cover period draws to a close, reports Abbey.

The research carried out by the insurer also suggested that some 13 per cent of home insurance products do not offer an increase in the contents sum to cover wedding periods.

Prasad Shastri, head of marketing at Abbey, commented: "Because of all the things that need to be thought about during a wedding, insurers make it easier for people to be covered for their home contents by giving them additional cover temporarily.

"Sadly the amount of cover is often not enough to cover the number of gifts received by couples and it only lasts for a month on average, potentially leaving newlyweds underinsured."

Consumers were also advised to check that their home insurance policy covers them for periods of time when the value of home contents will increase for a brief amount of time, such as Christmas, birthdays or weddings.

Parents were recently advised by Cornhill Direct to check to see if their children's possessions were protected by their home insurance policy while they are at university to avoid having to take out more cover.


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