Pet insurance 'considers breed and illnesses'

Posted : 14-05-2007

Dog owners looking to buy suitable pet insurance may be interested to hear that premiums are partly calculated based on the canine's breed and likelihood of becoming ill, it has been claimed.

Monica McCormack, a spokesperson for Tesco Personal Finance, said pet insurance quotes are given by taking into account the type of dog and whether or not they have a propensity to suffer from various diseases or medical conditions.

"There are lots of different factors to take into account," she maintained, adding that whether a dog was more dangerous than another was not a consideration.

However, the pet insurance provider said it will not provide cover for those listed on the Dangerous Dogs Act (DDA) - and owners of such animals may be "pressed" to find a company that would.

"Any dog that's listed on there, we won't insure," Ms McCormack concluded.

Four types of dog were originally identified by the DDA, including pit bull terriers and Brazilian mastiffs.


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